Those magic words encouraged my move here, yet a year later zero savings!  “No one saves the first year,” fellow teachers console me.  “You’re too busy paying for the essentials.”  Like a car, computer and credit card.  Before I came here, I speculated an exotic future, but worried about my 110 voltage computer.  It could, like me, adapt, but the problem was the Hertz.  Many feverish phone calls illuminated me that my 60-Hertz-only computer wouldn’t work in a 50-Hertz-only country.  Ever buy a computer in the Gulf?  The prices and experience just aren’t the same as in America.  Then there … Continue reading Tax-free Income! – 4